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Retirement Planning Tools

Four calculators. One place. Built for clarity — not sales.

Portfolio & Withdrawal
$
4.0%
4% is the widely cited baseline.
5.0%
2.5%
Social Security
When will you claim?
62Early
65Mid
67FRA
68+8%
69+16%
70Max
$
RMDs
RMD Start Age
73Current law
74+1 yr model
75Proposed
IRS Uniform Lifetime Table. RMD overrides desired withdrawal when larger. Roth IRAs exempt.
Other Income Sources
📊

Enter your balance and click Calculate Projection.

Account Details
$
%
$
Amount converted per year. Tax owed on this is paid from outside the IRA.
Growth & Withdrawal
5.0%
4.0%
73Current law
74+1 yr
75Proposed
2.5%
🔄

Enter your balance and conversion amount,
then click Model Roth Conversion.

Social Security Details
$
Use the benefit amount shown at your Full Retirement Age (67 for most people born after 1960) from ssa.gov/myaccount.
Compare Two Claim Ages
Option A
Option B
4.0%
If you claim early and invest the difference, what return do you assume?
⚖️

Enter your FRA benefit and click Calculate Breakeven.

Scenario A
Scenario A Settings
$
$
4.0%
5.0%
2.5%
Scenario B
Scenario B Settings
$
$
4.0%
5.0%
2.5%
⚡

Set up both scenarios and click Compare Scenarios.

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